İŞLETME FİNANSI I

If you deposit $20,000 per year for 8 years which are made at the beginning of each year in an account that pays an annual interest rate of 10%, what will your account be worth at the end of 8 years?

How much will you need to put in the bank today at 7% interest rate (monthly) to have $200,000 six years from now for a payment on a house?

You are supposed to receive $10,000 ten years from now. At an interest rate of 12%, what is that $10,000 worth today?

_ _ _ _ _ _ _ is the interest that one earns only from the initial capital.

Which of the following complete the sentences above?

_ _ _ _ _ _ _ is the stated rate of which banks, credit card companies, mortgage loan officers tell you they charge.

Which of the following complete the sentences above?

Bill decides to set aside $100 at the end of each month for his child’s college education. If the child were to be born today, how much will be available for its college education when s/he turns 19 years old with an interest rate of 5% monthly?

How many years will it take for $10,000 to grow to $15,000 if it is invested in an account with an yearly interest rate of 8%?

$50,000 has been deposited in the bank for 3 years. If an interest rate of 12% and monthly maturity for first year, 14% and quarterly maturity for second year, 16% and semi-annual maturity for last year, how much money will be accumulated in the bank after 3 years?

How many years will it take for $136,000 to grow to be $468,000 if it is invested in an account with an interest rate of 8%?

If you deposit $16,000 per year for 12 years (each deposit is made at the end of each year) in an account that pays an annual interest rate of 14%, what will your account be worth at the end of 12 years?

Suppose that you have $325 cash in your hand. If you put it into your bank account for one year period with %15 interest, what will be the FV of this deposit?

What will be the future value of $2800 today at the end of 10 years if the interest rate is 18%?

I. Simple interest is the interest that one earns only from the principal.

II. The calculation of future values that include the interest on interest is called compounding.

III. Compound interest gets more and more significant over time comparing to simple interest.

Which statement given above is/are correct?

A firm needs to make a payment of $35,000 in one year to its supplier. How much money would the firm need to put in the bank to have enough to cover its dept if the interest rate is 15%?

Suppose your son needs to ₺25,000 to cover his college expenses in 10 years. How much you should put in a bank account today to pay them if the interest rate is 20%?

A series of equal cash flows that occur for a given period at regular intervals is  ..............

Suppose you can save ₺1,500 each month for the next 10 years in a retirement found. What would be the ending amount when you retire if the interest rate is 12%?

Suppose you are offered to be paid ₺500 at the end of each month for the next 5 years. What would be the present value of this regular payments if the interest rate is 18%?

If a bank offers 12% interest and quarterly compounding, what would be the effective annual rate?

When the initial amount borrowed and interest is repaid in equal periodic instalments, the name of this loan is  ..............