İŞLETME FİNANSI I - Deneme Sınavı - 1

Ali is going to borrow 4000 TL from the bank to purchase a holiday. The bank offers him to use a pure discount loan under 6% interest rate with 1 year maturity. 

Which of the following is the amount he is going to pay at maturity?

If you wanted to determine the FV of 1.000 TL invested at 8% for 5 years, which of the following is the correct value?

If you need 1000 TL at the end of the year, How much should you put into bank account paying 10% for a year?

How much money would you have to put into an investment expected to return 10% per year for the next 5 years if you want to have 10.000 TL at the end?

Imagine that you are the owner of a TV store. A customer buys a TV with a price of 2.000, however, she would like to pay in installments.

How much should the installment payments be for 10 monthly installments at  the monthly interest rate 1%?

Cengiz left 500 TL in a bank account for  2 years which is compounded quarterly under an annual interest rate of 12%.

What would be the future value of the saving at the end of the deposit term?

What is the effective annual rate of a loan quoted as 1 % per month?

What is the value of a house which is expected to generate a monthly rent income of USD 2000 forever if the annual interest rate is 6 % ? (Hint: Use the present value formula for perpetuities)

Which of the following statements is TRUE about the amortization process of loans?

What is the future value of TL 100,000 invested in a bank deposit account which offers 12 % annual interest for 5 years?

A friend of yours asks to borrow some amount of money from you today and promises to pay you TL 5000 3 years later. If you expect to earn an annual interest rate of 10 %, how much money should you lend today?

Lease is a contract whereby one party, the lessor, grants the right to use a particular good for a period of time to the other party, the lessee, which will pay a fixed amount regularly for a certain period of time. When a lease payment is made, it typically covers the month-long period following the payment date. Therefore, lease payments are ________.

Which of the following statements about time value of money is correct?

Computing the future value of some amount of money invested today is called ....., while computing the present value of some amount of money that will be received in the future is called.......

You would like to buy a car to finance some portion of the purchase price of the car with a car loan. You will be paying the loan in equal monthly installments for a specific period of time with a certain interest rate. You set a certain amount of payment for each month according to your monthly budget and ask the bank how much money you can borrow today. In this case,  the account officer in the bank should compute ...............

You would like to accumulate some amount of money at the time you retire by investing equal amounts of money at the end of each month for some years. Earning some fixed interest rate during the period, you wonder how much you should save each month to achive your target amount of money in the future. In this case, you must compute ......